Business Insurance Services

Businesses present a unique set of exposures. With over twenty years of commercial experience our agents have developed skill sets specifically designed to recognize your businesses’ latent and existing hazards. Our comprehensive loss control reviews and asset evaluations provide unique solutions that eliminate a businesses potential financial risk.

Commercial Property and Liability

Our commercial property replacement cost coverage affords protection for the most visible components of your business: tools, equipment and building structures. Products and Completed Operations, Personal/Advertising Injury, and of course Premises Commercial General Liability itself, all come standard with our commercial general liability policy.

Commercial Auto Insurance

We insure almost every type of vehicle used in the course of business. From individual autos, to fleets, to loaner cars, we have the ability to custom design an economical suite of coverages for your businesses autos, trucks, vans, and trailers.

Worker's Compensation Insurance

Although Minnesota State Law mandates coverage in our state, not all carriers were created equally. With loss control services and detailed return to work programs we can help your business minimize unnecessary future costs.

Commercial Umbrella Policies

Additional liability coverage for those businesses with excessive or unique exposures. Commercial umbrella policies increase liability coverage above and beyond underlying commercial general liability and commercial auto liability. Typically affording coverage in increments of $1,000,000; insignificant economics are easily offset by necessary security.