Business Insurance Services
Businesses present a unique set of exposures. With
over twenty years of commercial experience our agents have developed
skill sets specifically designed to recognize your businesses’ latent
and existing hazards. Our comprehensive loss control reviews
and asset evaluations provide unique solutions that eliminate
a businesses potential financial risk.
Commercial Property and Liability
Our commercial property replacement cost
coverage affords protection for the most visible components of
your business: tools, equipment and building structures. Products
and Completed Operations, Personal/Advertising Injury, and of course
Premises Commercial General Liability itself, all come standard
with our commercial general liability policy.
Commercial Auto Insurance
We insure almost every type of vehicle used in the course of
business. From individual autos, to fleets, to loaner cars, we
have the ability to custom design an economical suite of coverages
for your businesses autos, trucks, vans, and trailers.
Worker's Compensation Insurance
Although Minnesota State Law mandates coverage in our state,
not all carriers were created equally. With loss control services
and detailed return to work programs we can help your business
minimize unnecessary future costs.
Commercial Umbrella Policies
Additional liability coverage for those businesses with excessive
or unique exposures. Commercial umbrella policies increase liability
coverage above and beyond underlying commercial general liability
and commercial auto liability. Typically affording coverage in
increments of $1,000,000; insignificant economics are easily offset
by necessary security.